BEGIN:VCALENDAR
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CALSCALE:GREGORIAN
METHOD:PUBLISH
UID:90aedcff-b867-44e2-a1f5-5d2bc07188a7
X-WR-CALDESC:Effective financial resources are only as valuable as they are
  accessible to those who need them. 529 plans\, and CSAs broadly\, are pot
 entially game-changing tools for families positively impacting their traje
 ctories of opportunity. Yet\, only 4% of low income families currently use
  529s.\n \nIf we can make meaningful change to this disparity through inno
 vating the design of the existing 529 tool - allowing low- and moderate-in
 come (LMI) families to better save for education and emergencies - we have
  a chance to make lasting\, scalable impact for millions of families. Comm
 onwealth conducted research with Pennsylvania families in order to better 
 understand the barriers for LMI families to saving in 529s and how big a r
 ole lack of access to liquid emergency savings played\, and gathered compe
 lling findings on this new research.\n \nWhat actions can stakeholders suc
 h as providers\, state governments\, and CSA programs take in order to hel
 p LMI families make the most of 529 plans?\n \nJoin Commonwealth and indus
 try experts including the Pennsylvania Treasury\, for a discussion on the 
 barriers LMI households face and what program and policy innovations can b
 e implemented so that financially underserved communities can leverage 529
  plans in order to build wealth while saving for emergencies.\n
X-WR-RELCALID:793cdcbfc83545c92494e49ba0187eda
X-WR-TIMEZONE:America/Denver
BEGIN:VTIMEZONE
TZID:America/Denver
BEGIN:STANDARD
TZNAME:MST
DTSTART:20201101T020000
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
RDATE:20211107T020000
RDATE:20221106T020000
END:STANDARD
BEGIN:DAYLIGHT
TZNAME:MDT
DTSTART:20210314T020000
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
RDATE:20220313T020000
RDATE:20230312T020000
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END:VTIMEZONE
BEGIN:VEVENT
UID:3dc6f3f6-3906-45d7-b800-7a6e9fdfcfcd
DTSTAMP:20260406T133247Z
DESCRIPTION:Effective financial resources are only as valuable as they are 
 accessible to those who need them. 529 plans\, and CSAs broadly\, are pote
 ntially game-changing tools for families positively impacting their trajec
 tories of opportunity. Yet\, only 4% of low income families currently use 
 529s.\n \nIf we can make meaningful change to this disparity through innov
 ating the design of the existing 529 tool - allowing low- and moderate-inc
 ome (LMI) families to better save for education and emergencies - we have 
 a chance to make lasting\, scalable impact for millions of families. Commo
 nwealth conducted research with Pennsylvania families in order to better u
 nderstand the barriers for LMI families to saving in 529s and how big a ro
 le lack of access to liquid emergency savings played\, and gathered compel
 ling findings on this new research.\n \nWhat actions can stakeholders such
  as providers\, state governments\, and CSA programs take in order to help
  LMI families make the most of 529 plans?\n \nJoin Commonwealth and indust
 ry experts including the Pennsylvania Treasury\, for a discussion on the b
 arriers LMI households face and what program and policy innovations can be
  implemented so that financially underserved communities can leverage 529 
 plans in order to build wealth while saving for emergencies.\n
DTSTART;TZID=America/Denver:20211007T130000
DTEND;TZID=America/Denver:20211007T140000
LOCATION:https://email.buildcommonwealth.org/e3t/Btc/ON+113/cpQRD04/VWq_LP3
 _KBbhW5hr5PH7CjVzrW5j5c_V4xxsRPN56dXj93q3phV1-WJV7CgBPGW56G05m3LLB8xW2vZ4y
 g5XsC3VVLRB0g1Nqr81W8BFf6y2XcFWZW283q2c4YtCTqF2_Hx5jyL7xW58rs357XwVM8V1MZX
 H3bdZxjW1n1wPf7NjydzW6zLXFP8qgGC7W1DNLr24wFjKfW3QyKZ969PZrcMT7FQv_7vRKW5hX
 mHh5ngN4kW3VyZdN5Bp3zKW1Gg8327RRZR7W59GyRj1D_8jzW716Z1V8Ms-DJW4r9QKl9lhZ9F
 W6f7c0283trBRW8mdY5B8mb7KNN34MbMYNL3MsW3lD0Hl7pH02YN7ph5rgp9ZNfVmBsH39fPgl
 NN3-wXMVzbmpgW3wk-hX7bpp5XN6l5hkZj_mBQ3lxh1
SUMMARY:Liquid Savings and Expanding Access to 529s to Close the Wealth Gap
END:VEVENT
END:VCALENDAR